Decide how much you can afford - take a realistic view of your bills
Create a “Wish List” (be prepared to give up some items)
Consider several neighborhoods - don’t limit to one particular area, initially - be open minded and check out activity during weekends & during the week
Determine downpayment & closing costs
Get your credit in order – work with a lender EARLY! It may take several months to repair a bad credit score
Explore mortgage options with more than one Lender
Secure all necessary documents for Lender
Calculate all homeownership costs (mortgage, taxes, association fees, monthly utilities, etc.)
Start Looking For That Special House and Let Me Help!
